html, body{
	margin:0;
	padding:0;
	scrollbar-face-color: #003399;
	scrollbar-highlight-color: #404040;
	scrollbar-shadow-color: #000000;
	scrollbar-3dlight-color: #616161;
	scrollbar-arrow-color:  #ff9900;
	scrollbar-track-color: #6475A1;
	scrollbar-darkshadow-color: #FFFFFF;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #000000;}
	

	
.imgRight {
	float: right;
	padding-right: 10px;
	padding-left: 10px;
	


}

.navBkg {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFFFFF;
	background-color: #283A8C;
	background-image: url(images/row1M.jpg);
	background-repeat: repeat-x;
}
.content {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	background-color: #FFFFFF;
	background-image: url(images/bkgrd.jpg);
	background-repeat: repeat;
	padding: 20px;
}
.contentL {
	background-color: #FFFFFF;
	background-image: url(images/contentL.jpg);
	background-repeat: repeat-y;
}
.contentR {
	background-color: #FFFFFF;
	background-image: url(images/contentR.jpg);
	background-repeat: repeat-y;
}
.divider {
	background-image: url(images/divider.jpg);
	background-repeat: repeat-y;
	background-position: center;
}
.photoR {
	float: right;
}
.botM {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #FFFFFF;
	background-color: #283A8C;
	background-image: url(images/botM.jpg);
	background-repeat: repeat-x;
	padding-right: 20px;
	padding-left: 20px;
	padding-bottom: 5px;
	padding-top: 8px;
}
a.main_nav:link  { 
color: #FFFFFF; 
font-size: 12px; 
text-decoration: none 
}
a.main_nav:visited  { 
color: #FFFFFF; 
font-size: 12px; 
text-decoration: none 
}
a.main_nav:hover  { 
color: #FF9900; 
font-size: 12px; 
text-decoration: none
}
a.main_nav:active  { 
color: #FFFFFF; 
font-size: 12px; 
text-decoration: none
}
a.cont_link:link  {
	color: #003399;
	font-size: 12px;
	text-decoration: none;
	font-weight: bold;
}
a.cont_link:visited  { 
color: #003399; 
font-size: 12px; 
text-decoration: none;
	font-weight: bold;
}
a.cont_link:hover  { 
color: #FF9900; 
font-size: 12px; 
text-decoration: none;
	font-weight: bold;
}
a.cont_link:active  { 
color: #003399; 
font-size: 12px; 
text-decoration: none;
	font-weight: bold;
}
.subcontent {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	padding: 20px;
}
h4 {
	font-family: "Times New Roman", Times, serif;
	font-size: 16px;
	font-weight: bold;
	color: #003399;
	text-decoration: underline;
}
.titles {
	font-family: "Times New Roman", Times, serif;
	font-size: 18px;
	font-weight: bold;
	color: #003399;
	text-decoration: none;
}
.subtitle {
	font-family: "Times New Roman", Times, serif;
	font-size: 14px;
	color: #003399;
	text-decoration: none;
}